Who we are

Fifth Set Private Wealth Management

Game 7. Bottom of the ninth. Two outs. Two-minute warning. Sudden death overtime. Final Round. Fifth Set. We celebrate these pivotal moments in sports because this is where success or failure resides. Champions demonstrate resolve and discipline in succeeding in these moments.

Life, like sport, requires a strategy for success in these pivotal moments.

What is your strategy? Is it simply imagining what your goals are? Truly defining your game plan for a successful investment experience and financial future requires more than that.

We offer clients The Fifth Set Discipline™, our tailored evidence-based investment approach to successful long-term investing. To position yourself for success at life’s pivotal moments, consider working with Fifth Set Private Wealth Management, your wealth management advisor.

Ian’s Fifth Set Story

OUR TEAM

Ian A. Post – CFA, CFP®

Ian A. Post is the founder and principal of Larchmont, New York-based, Fifth Set Private Wealth Management LLC, a Fee-Only, SEC-registered investment advisory firm.

Prior to founding Fifth Set, Ian’s career began as a fundamental equity research analyst at Citigroup, Credit Lyonnais, and CIBC World Markets. It was during this time that Ian, driven by his examination of competing investment management approaches, decided to create Fifth Set to offer clients customized wealth management strategies built on a foundation of the fiduciary standard of client care and evidence-based financial theory.

Ian launched Fifth Set Private Wealth Management with the goal of creating a better wealth management experience for clients. An experience that promotes greater confidence and reduced stress in clients’ financial lives.

Ian lives in Larchmont, New York with his wife Dana and children, Emma and Jake.

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In his time outside the office, Ian, with his family, continues his life-long passion for the outdoors and nature. His family enjoys local nature hikes and seeking out new fishing locations. They also enjoy nature at home with Mrs. Muffin, their bearded dragon as well as cats Jax and Igor.

As an athlete in midlife, Ian’s passion for fitness continues to grow. He enjoys personal training, yoga, Peloton and running. Of course, tennis continues to be the focal point of his athletic life. Ian also recently fulfilled a lifelong aspiration to take up ice hockey and enjoys playing wing for the Rye Yetis of the Westchester division of Hockey North America.

Ian also enjoys collaborating with local elected leaders to help his community move forward with significant involvement through his membership on the Village of Larchmont’s finance committee.

Ian A. Post – CFA, CFP®

Education

Credentials

Associations

SETH VARNHAGEN

Seth Varnhagen is a wealth management advisor at Fifth Set Private Wealth Management.

Seth joined Fifth Set in 2021 and brings more than thirty-five years of financial services experience.  In 2006, Seth launched North Castle Advisors LLC, an independent, fee-only Registered Investment Advisory firm, that provided evidence-based portfolio management services to high-net-worth individuals.  At Fifth Set, Seth will continue in that role.  Seth began his career in financial services at Citibank, where he held various roles over a fifteen-year span.  Seth has been an avid investor since he was a young adult. In the mid-1990’s, he became dissatisfied with traditional active investment management and began a search for a better approach.   Through a series of meetings with Dimensional Fund Advisors, Seth became aware of evidence-based investing.  He first implemented portfolios based on this approach for himself and his family beginning in 1995.

Seth lives in Dobbs Ferry, New York with his wife, Suzi.  Their daughter, Rebecca, and son, Alex, are both adults pursuing professional careers.

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In his time out of the office, Seth takes long daily walks in the hills in Westchester County with his dogs, Percy – an English Pointer, and Trace – a Treeing Walker Coonhound.   He is also a committed, but not very accomplished golfer and quite a good cook.

Each summer, as he has for nearly thirty years, Seth and his family spend a week on Upper Saranac Lake in the Adirondack Mountains at Colgate University Camp, a retreat for faculty, staff and alumni (Seth’s wife is an alumni).  With nine families being “together” for 25 years, the “kids” have grown up together and the “grown ups’” are all close friends.  Meeting each summer is a truly magical experience.

Education

PARTNERS​

Fifth Set Investment Advisors works with a select group of corporate partners that provide the building blocks of our client experience. By working with these firms, Fifth Set is able to combine boutique independence with the complete range of investment management, financial strategies and institutional asset custody our clients expect.

 

INVESTMENTS

 

Dimensional Fund Advisors

Dimensional Fund Advisors (Dimensional) is a global asset management firm with over $600 billion in asset under management (as of 3/10/2021). Dimensional has a unique investment approach that focuses on implementing the best ideas in financial science. Founded by two students of University of Chicago Professor and Nobel Laureate Eugene Fama in 1981, Dimensional continues its a strong collaboration with the academic community. Dimensional incorporates the findings of leading financial researchers into practical, cost‐effective investment solutions. Dimensional is headquartered in Austin, Texas, and has trading offices across North America, Europe, and Asia, enabling the firm to cover global markets and manage strategies continuously.

+ Learn more about Dimensional

Vanguard

Vanguard is ubiquitous in the investment world as a low-cost provider of investment solutions. Founded by John Bogle in 1975, Vanguard now manages over $7 trillion in assets (as of January 2021), $4 trillion of which is invested through index funds. Through low-cost, transparent exposure to global asset classes, Vanguard index mutual funds and ETFs provide efficient building blocks for client portfolio construction.

+ Learn more about Vanguard

 

Institutional Asset Custody

 

TD Ameritrade Institutional / Schwab Advisor Services

TD Ameritrade Institutional is a leading provider of comprehensive brokerage and custody services to more than 5,000 independent registered investment advisors and their clients. Fifth Set utilizes TD Ameritrade’s advanced technology platform, coupled with personal support from a dedicated service team, to efficiently run its practice to the benefit of Fifth Set clients. On October 6, 2020, TD Ameritrade became a subsidiary of Charles Schwab, a discount brokerage firm with over $6 trillion in client assets under custody.

+ Learn more about TD Ameritrade Institutional
+ Learn more about Schwab Advisor Services

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